有時候是這樣，大家都希望能夠維持現況（投資績效）不變，所以沒有要去改變Portfolio；但偏偏有時候環境重大的轉折來臨，維持資產組合不變，就是無法達到心中期待的維持現況不變。
當然啦，聰明的人會說：「我抱著指數撐過去，哪有什麼難得倒我？」
事實當然是如此，沒錯。但…..
2022年以前的烏克蘭指數投資者，也是這麼想。
MSCI烏克蘭指數, as of 2025.07.25
———————————————-
Sometimes it’s like this: everyone hopes to maintain the status quo—especially when it comes to investment performance—so they choose not to make any changes to their portfolio. But ironically, when the environment undergoes a major shift, keeping the portfolio unchanged ends up failing to deliver the very stability they were hoping for.
A smart person might say, “As long as I stick with index investing, I should be fine in the long run, right?”
Sure, that usually works. But…
That’s exactly what investors in the Ukrainian index thought—before 2022.
MSCI Ukraine Index
